Compare Bank & Credit Union Rates
Best CD rates in Houma, LA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Houma, LA
- La Capitol Federal Credit Union37-Month Share CertificateCD · 37 months · $500 min
Credit union · 1 branch
4.50%APY$1,454 over 37 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Qualify to open a separate, high-yield Companion Savings Account earning 3.25% APY. Additional deposits not allowed during the term. Early withdrawal penalty may apply. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: APY up to 4.50%. Effective date 10/09/2026.
Promotional rate
Rate checked
More details - La Capitol Federal Credit UnionThrifty Saver Share CertificateCD · 60 months · $500 min
Credit union · 1 branch
4.45%APY$2,432 over 60 months on $10,000with conditionsRequirements
Product: Membership required. Additional deposits not allowed. Automatically renews at maturity. Early withdrawal penalty applies: 180 days dividends for terms 1 to less than 3 years; 365 days dividends for terms 3 years or more. Effective date 10/09/2026.
Offer: APY 4.45% with $500 minimum opening and La Capitol checking account.
Qualified rate · Effective Oct 9, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.11%APY$694 over 20 months on $10,000intro rate
Requirements
Product: Available to individuals and businesses. Public fund entities and IRAs are excluded. Fees could reduce earnings. Penalty may be imposed for early withdrawal.
Offer: Special rate for a limited time. Public fund entities and IRAs are excluded. Penalty may be imposed for early withdrawal.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).
Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.
Promotional rate · 3.93% interest rate · Effective Aug 21, 2026
Rate checked
More details - La Terre Federal Credit UnionLa Terre Lagniappe Share Certificate AccountsCD · 12 months · $1,000 min · 0.20%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000intro rateRequirements
Product: There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account.
Offer: Compounded and credited monthly.
Promotional rate · 0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for La Terre Lagniappe Share Certificate Accounts Balance APY $1,000 and up 0.20% $10,000 and upYour amountSpecial. New deposits only. 3.75% Rate checked
More details - La Capitol Federal Credit Union15-Month Saver Special Share CertificateCD · 15 months · $5,000 min
Credit union · 1 branch
3.70%APY$465 over 15 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: Earn up to 3.70% APY.
Promotional rate · Effective Aug 7, 2026
Rate checked
More details - La Capitol Federal Credit Union6 Month Share CertificateCD · 6 months · $2,500 min
Credit union · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Product: Fixed APY. Dividends compounded and credited monthly. Substantial penalty for early withdrawal. Effective date 10/09/2026.
Offer: APY 3.50%. Effective date 10/09/2026.
Effective Oct 9, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Houma, LA
114 CDs at 7 banks and credit unions · checked Oct 15–16
- Typical
- 0.50%
- Top 10% from
- 3.99%
- Banks, typical
- 0.10%
- Credit unions, typical
- 3.98%
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Houma, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch