Bank · FDIC insured
BankPlus CD Rates
BankPlus’s best CD rate is 0.55% APY on a 5-year CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How BankPlus’s CD rates compare
Compared with banks and credit unions near Jackson, MS, where BankPlus has the most branches. $10,000, best rate first.
This bank’s best
BankPlus
0.55%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $278
Certificates of Deposit
Top rate
Veritas Federal Credit Union
4.35%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $398
2nd-highest rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $656
BankPlus CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.55%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankPlus ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.55%APY · 8 terms
Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthInterest Credited: Maturity | 0.05% | $0 |
| 3 monthsInterest Credited: Maturity | 0.10% | $2 |
| 6 monthsInterest Credited: Maturity | 0.15% | $7 |
| 12 monthsInterest Credited: Quarterly | 0.20% | $20 |
| 24 monthsInterest Credited: Quarterly | 0.25% | $50 |
| 36 monthsInterest Credited: Quarterly | 0.35% | $105 |
| 48 monthsInterest Credited: Quarterly | 0.45% | $181 |
| 60 monthsInterest Credited: Quarterly | 0.55% | $278 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.