Bank · FDIC insured
First Horizon Bank CD Rates
First Horizon Bank’s best CD rate is 0.10% APY on a 6-month CD. Terms run from 1 month to 5 years. Rates checked October 15, 2026.
How First Horizon Bank’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where First Horizon Bank has the most branches. $10,000, best rate first.
This bank’s best
First Horizon Bank
0.10%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $5
Regular CD
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
First Horizon Bank CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.10%
- 31–60 months31–60 mo0.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Horizon Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular CD
Up to 0.10%APY · 10 terms
Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthPenalty for early withdrawal | 0.05% | $0 |
| 2 monthsPenalty for early withdrawal | 0.05% | $1 |
| 3 monthsPenalty for early withdrawal | 0.05% | $1 |
| 6 monthsPenalty for early withdrawal | 0.10% | $5 |
| 9 monthsPenalty for early withdrawal | 0.10% | $7 |
| 12 monthsPenalty for early withdrawal | 0.10% | $10 |
| 24 monthsPenalty for early withdrawal. Compounded annually on CDs over one year | 0.10% | $20 |
| 36 monthsPenalty for early withdrawal. Compounded annually on CDs over one year | 0.10% | $30 |
| 48 monthsPenalty for early withdrawal. Compounded annually on CDs over one year | 0.10% | $40 |
| 60 monthsPenalty for early withdrawal. Compounded annually on CDs over one year | 0.10% | $50 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.