Credit union · NCUA insured
LES FCU CD Rates
LES FCU’s best CD rate is 3.82% APY on a 1-year share certificate (CD), with extra requirements. Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How LES FCU’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where LES FCU has the most branches. $10,000, best rate first.
This credit union’s best
LES FCU
0.57%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $57
Share Certificates
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.77%APY · 2 terms
Membership required. Penalty for early withdrawal.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsDividends paid at maturity. Penalty for early withdrawal | 3.27% | 0.42% | — | 0.42%3.27% from $500 | $21 |
| 12 monthsDividends paid at maturity. Penalty for early withdrawal | 3.77% | 0.57% | 3.82% | 0.57%3.77% from $5003.82% from $50k | $57 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
3.77%APY · 1 term
Traditional and Roth IRA options. Membership required. Minimum deposit of $500. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to Traditional IRA, Roth IRA, and Education IRA certificates. Penalty for early withdrawal | 3.77% | $377 |
Sources (3)
All captured Sep 18, 2026
Who can join LES FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in East Baton Rouge, West Baton Rouge, Ascension, East Feliciana, West Feliciana, Iberville, Livingston, Pointe Coupee, or St. Helena Parishes.
Family and household
- Membership is open to anyone who has a relative who is a credit union member.
Cost to join
- A minimum deposit of $25 in a Regular Savings (Share) Account establishes membership and must be maintained to remain a member.
Membership information collected October 5, 2026.