Bank · FDIC insured
Citizens Bank & Trust Company
A $480.8M bank headquartered in Plaquemine, LA, with 7 branches in Louisiana. Best rates: CDs 3.67% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.67%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank & Trust Company
- Headquarters
- 57910 Main St, Plaquemine, LA 70764
- FDIC certificate
- 1376 ↗
Branches
7 branches in Louisiana
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Louisiana
7 branches
Baton Rouge area · 4
- Citizens Bank Bocage Branch7646 Jefferson Hwy, Baton Rouge, LA 70809Directions
- O'Neal Lane Branch4810 Oneal Ln, Baton Rouge, LA 70817Directions
- Perkins Rowe Branch10601 Perkins Rd, Baton Rouge, LA 70810Directions
- Sherwood Forest Branch2925 S Sherwood Forest Blvd, Baton Rouge, LA 70816Directions
Plaquemine area · 3
- Citizens Bank & Trust CompanyMain office57910 Main St, Plaquemine, LA 70764Directions
- Belleview Branch58240 Belleview Rd, Plaquemine, LA 70764Directions
- Operations Center Branch57915 Main St, Plaquemine, LA 70764Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.93% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.82% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.09% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $90 | $81 | — |
- CapitalLeverage ratio11.93%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.82%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.09%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$90Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.