Credit union · NCUA insured
Keesler Federal Credit Union CD Rates
Top CarrotKeesler Federal Credit Union’s best CD rate is 3.25% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Keesler Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Gulfport, MS, where Keesler Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Keesler Federal Credit Union
3.25%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $491
Share Certificate Accounts
Top rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
2nd-highest rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $656
Keesler Federal Credit Union CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo0.35%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo1.35%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Keesler Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificates
Up to 3.25%APY · 7 terms
Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.45% | — |
| 12 months | 3.00% | — |
| 18 months | 3.25% | — |
| 24 months | 0.95% | — |
| 36 months | 0.90% | — |
| 48 months | 1.20% | — |
| 60 months | 1.45% | — |
Share Certificate Accounts
Up to 3.25%APY · 7 terms
Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
| Term | APY · $100 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 0.35% | 0.35% | $17 |
| 12 months | 3.00% | — | 3.00% | $300 |
| 18 months | — | 3.25% | 3.25% | $491 |
| 24 months | — | 0.85% | 0.85% | $171 |
| 36 months | — | 0.80% | 0.80% | $242 |
| 48 months | — | 1.10% | 1.10% | $447 |
| 60 months | — | 1.35% | 1.35% | $693 |
Special-purpose accounts
IRA Certificate Accounts
Up to 3.25%APY · 7 terms
Traditional and Roth IRA options. Housed in a tax deferred, NCUA insured status. Early withdrawal penalties may apply; IRS early withdrawal penalties may apply on IRA withdrawals. Ten-day grace period renewal at maturity.
| Term | APY · $100 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 0.35% | 0.35% | $17 |
| 12 months | 3.00% | — | 3.00% | $300 |
| 18 months | — | 3.25% | 3.25% | $491 |
| 24 months | — | 0.85% | 0.85% | $171 |
| 36 months | — | 0.80% | 0.80% | $242 |
| 48 months | — | 1.10% | 1.10% | $447 |
| 60 months | — | 1.35% | 1.35% | $693 |
Jumbo IRA Certificates
Up to 3.25%APY · 7 terms
Traditional and Roth IRA options. Housed in a tax deferred, NCUA insured status. Early withdrawal penalties may apply; IRS early withdrawal penalties may apply on IRA withdrawals. Ten-day grace period renewal at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.45% | — |
| 12 months | 3.00% | — |
| 18 months | 3.25% | — |
| 24 months | 0.95% | — |
| 36 months | 0.90% | — |
| 48 months | 1.20% | — |
| 60 months | 1.45% | — |
FirstStep Certificates
1.05%APY · 1 term
Designed for youth/early savers. Add funds anytime with minimum $10 deposit. Early withdrawal penalties may apply. Ten-day grace period renewal at maturity. Not available as IRA Certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.05% | $105 |
Who can join Keesler Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in, as well as businesses and legal entities located in specified census tracts in Mobile County, Alabama, are eligible for membership.
- Individuals who live, work, worship, or attend school in select census tracts across specified Louisiana parishes are eligible for membership.
- Individuals who live, work, worship, or attend school in specified Mississippi counties or select census tracts are eligible for membership.
Employers and groups
- Employees of one of over 300 Select Employee Groups are eligible for membership.
Military, government and schools
- Military who can use the services at Keesler Air Force Base or at Royal Air Force Bases in the UK are eligible for membership.
Family and household
- Individuals with an immediate family member who is already a Keesler Federal member are eligible to join.
Membership information collected October 4, 2026.