Skip to content

Compare Bank & Credit Union Rates

Best CD rates in Kentucky

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Kentucky

  1. Top Carrot, Carrot Score 90
    Louisville Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 2 branches

    4.50%APY$450 over 1 year on $10,000
  2. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 29 branches

    4.38%APY$438 over 1 year on $10,000
  3. Bank of LexingtonBank of Lexington CD SpecialsCD · 12 months · $500 min

    Bank · 4 branches

    4.35%APY$435 over 1 year on $10,000intro rate
  4. Sonata BankCD SpecialCD · 12 months · $2,500 min

    Bank · 1 branch

    4.27%APY$427 over 1 year on $10,000intro rate
  5. Y-12 Federal Credit UnionChoose Your Term Special Offer Share CertificateCD · 12 months · $500 min

    Credit union · 6 branches

    4.25%APY$425 over 1 year on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    Class Act Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 6 branches

    4.25%APY$425 over 1 year on $10,000intro rate
  7. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 18 branches

    4.25%APY$425 over 1 year on $10,000
  8. Top Carrot, Carrot Score 89
    PBT BancorpCertificates of DepositCD · 12 months · $500 min

    Bank · 5 branches

    4.25%APY$425 over 1 year on $10,000
  9. Eclipse BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 3 branches

    4.20%APY$420 over 1 year on $10,000
  10. Top Carrot, Carrot Score 88
    American Bank & TrustCertificate of DepositCD · 12 months · $1,000 min

    Bank · 6 branches

    4.10%APY$410 over 1 year on $10,000
  11. River City Bank12-Month CDCD · 12 months · $100 min

    Bank · 6 branches

    4.10%APY$410 over 1 year on $10,000
  12. C-Plant Federal Credit UnionStandard Share CertificatesCD · 12 months · $1,000 min

    Credit union · 9 branches

    4.07%APY$407 over 1 year on $10,000
  13. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 12 months · $1,000 min · 4.05%–4.10% by balance

    Credit union · 3 branches

    4.05%APY$405 over 1 year on $10,000
  14. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  15. Top Carrot, Carrot Score 94
    Members Heritage CUTerm Share CertificatesCD · 12 months · $500 min

    Credit union · 5 branches

    4.00%APY$400 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Kentucky

122 CDs at 97 banks and credit unions · checked Oct 15–22

Typical
3.12%
Top 10% from
4.05%
Banks, typical
3.20%
Credit unions, typical
2.87%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 18 branches
  2. Brown Forman Employees Credit UnionCredit union · 1 branch
  3. Members Heritage CUCredit union · 5 branches
See all ranked institutions