Bank · FDIC insured
Bank of Lexington
A $410.8M bank headquartered in Lexington, KY, with 4 branches in Kentucky. Best rates: CDs 4.35% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.35%CD rates →
- Savings—4.08%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Lexington
Bank of Lexington is a locally owned bank headquartered in Lexington, Kentucky, and is a member of the First Breckinridge Bancshares family.
The bank has served its community for 20 years and operates four branch locations across the city of Lexington.
- Headquarters
- 761 Corporate Dr, Lexington, KY 40503
- FDIC certificate
- 58164 ↗
Branches
4 branches in Kentucky
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Kentucky
4 branches
- Bank of Lexington, Inc.Main office761 Corporate Dr, Lexington, KY 40503Directions
- Nicholasville Rd. Branch1949 Nicholasville Road, Lexington, KY 40503Directions
- Sir Barton Branch2352 Sir Barton Way, Lexington, KY 40509Directions
- Tates Creek Branch866 Malabu Dr, Lexington, KY 40502Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.50% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.21% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio11.50%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Lexington are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.