Bank · FDIC insured
Eclipse Bank CD Rates
Eclipse Bank’s best CD rate is 4.20% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Eclipse Bank’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Eclipse Bank has the most branches. $10,000, best rate first.
This bank’s best
Eclipse Bank
4.20%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $420
Certificates of Deposit (CDs)
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Eclipse Bank CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.20%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo0.60%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eclipse Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.20%APY · 10 terms
Quarterly compounded interest. No maintenance or setup fees. Early withdrawals subject to penalty. $1,000 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 monthsNew money only | 3.50% | $173 |
| 9 months | 0.20% | $15 |
| 12 monthsNew money only | 4.20% | $420 |
| 13 months | 1.25% | $135 |
| 18 months | 0.50% | $75 |
| 24 months | 3.00% | $609 |
| 36 months | 0.60% | $181 |
| 48 months | 0.60% | $242 |
| 60 months | 0.60% | $304 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.