Bank · FDIC insured
Bank of Lexington CD Rates
Bank of Lexington’s best CD rate is 4.35% APY on a 1-year CD. Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Bank of Lexington’s CD rates compare
Compared with banks and credit unions in Kentucky, where Bank of Lexington has the most branches. $10,000, best rate first.
This bank’s best
Bank of Lexington
4.35%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $435
Bank of Lexington CD Specials
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Bank of Lexington CD Specials
Up to 4.35%APY · 2 terms
$500 minimum to open. Interest is compounded daily. Early withdrawal penalties apply. Special CD rates effective for initial term only; automatically renews at base non-special rate in effect at maturity. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSpecial CD rate effective for the initial term only. Automatically renews at the base non-special rate in effect at maturity for corresponding original term. Minimum opening deposit to open and maintain stated APY is $500.00. Interest compounded daily. Penalty for early withdrawal. Fees may reduce earnings | 4.00% | $198 |
| 12 monthsSpecial CD rate effective for the initial term only. Automatically renews at the base non-special rate in effect at maturity for corresponding original term. Minimum opening deposit to open and maintain stated APY is $500.00. Interest compounded daily. Penalty for early withdrawal. Fees may reduce earnings | 4.35% | $435 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.