Compare Bank & Credit Union Rates
Best CD rates in Hopkinsville, KY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Christian County, KY · Showing Christian County, KY: too few institutions in Hopkinsville, KY
- 4.13%APY$1,065 over 30 months on $10,000
Requirements
Product: $0 monthly fee. Terms typically range from 182 days to 60 months. Interest payout options include check, direct deposit, or reinvestment. Laddering available.
Offer: $2,500 minimum balance (and all interest paid and compounded) must remain in the CD to earn the advertised APY. Available to consumer and business customers; public funds are not eligible. Total balance and earned interest may be withdrawn without penalty 7 days after funding date; no withdrawals permitted during first 6 days following funding; partial withdrawals not permitted. Subject to a 24-month interest penalty for early withdrawal after original maturity date.
Effective Aug 17, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 1 branch
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
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More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Must be 18 years of age or older, meet credit union field of membership eligibility, and maintain a Share Savings Account. Additional deposits are not allowed. Fixed rate for term. Balance minimum to earn stated APY is $1,000.
Offer: Dividends compounded quarterly. Additional deposits not allowed.
3.92% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Fortera Credit UnionSmart Start Variable Rate CertificateCD · 24 months · $100 min
Credit union · 2 branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Must be 18 years of age or older, meet credit union field of membership eligibility, and have a Share Savings Account. Variable rate certificate.
Offer: Dividends compounded and credited quarterly. Additional deposits allowed during the term, $5 minimum. The dividend rate & APY are subject to change during the term.
3.65% interest rate · Effective Oct 5, 2026
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More details - 3.30%APY$499 over 18 months on $10,000
Requirements
Product: Early withdrawal of any of the principal funds before the maturity date will cost a penalty equal to 90-180 days of dividends. Rates may change after account is opened.
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Must be 18 years of age or older, meet credit union field of membership eligibility (live, work, worship, or attend school in service regions; join affiliated partner; or immediate family of member), and have a Share Savings Account to establish membership. Allows additional deposits (minimum $5) and one penalty-free withdrawal during the term.
Offer: Dividends compounded and credited quarterly. Additional deposits allowed during the term, $5 minimum. One penalty-free withdrawal is allowed during the term.
2.72% interest rate · Effective Oct 5, 2026
Rate checked
More details - 2.55%APY$127 over 6 months on $10,000
Requirements
Product: Early withdrawal of any of the principal funds before the maturity date will cost a penalty equal to 90-180 days of dividends. Rates may change after account is opened.
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Christian County, KY
47 CDs at 5 banks and credit unions · checked Oct 6–22
- Typical
- 3.15%
- Top 10% from
- 4.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 3.70%
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Clarksville, TN-KY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 2 branches
- Navy Federal Credit UnionCredit union · 3 branches
- Fortera Credit UnionCredit union · 7 branches