Compare Bank & Credit Union Rates
Best CD rates in Murray, KY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Calloway County, KY · Few institutions in Calloway County, KY: choose a wider area in the filters
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - Community Financial Services BankCertificates of Deposit (CDs)CD · 17 months · $1,000 min
Bank · 2 branches
4.17%APY$596 over 17 months on $10,000intro rateRequirements
Product: FDIC insured up to $250,000. Automatic renewal at maturity with a 10-day grace period. Penalty for early withdrawal. Setup and maintenance fees: $0.
Offer: 17-Month Special. Penalty for early withdrawal. Account fees may reduce earnings.
Promotional rate · 4.09% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.90%APY$490 over 15 months on $10,000
Requirements
Product: Public funds not eligible. Minimum opening deposit of $1,000 required. Early withdrawal penalty may be imposed. Fees could reduce earnings. Advertised rates and APYs subject to change at bank discretion.
Offer: Compounded every 6 months. Early withdrawal penalty: 3 months.
3.86% interest rate · Effective Sep 17, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty applies based on term. Actual APY may differ if fees are applied. Advertised rates and APYs subject to change at bank discretion.
Offer: Compounded at maturity. Early withdrawal penalty: 3 Month.
3.25% interest rate · Effective Jan 3, 2024
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Calloway County, KY
47 CDs at 4 banks and credit unions · checked Oct 6–22
- Typical
- 1.00%
- Top 10% from
- 3.80%
- Banks, typical
- 1.00%
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Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches