Compare Bank & Credit Union Rates
Best CD rates in Shepherdsville, KY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Shepherdsville, KY
- 4.50%APY$566 over 15 months on $10,000intro rate
Requirements
Product: Available for both consumer and business accounts. Subject to a non-refundable $10 membership fee if not already a member. Minimum opening deposit $500.00. Dividends calculated using the Average Daily Balance Method, paid and compounded monthly. Early withdrawal penalties apply (90 days dividends for 3-24 months, 180 days dividends for 25-48 months, 365 days dividends for 59 months).
Offer: 15-month Certificate Special. Automatically renews with a 12-month term. Early withdrawal penalty is 90 days dividends.
Promotional rate · 4.41% interest rate · Compounded monthly · Effective Oct 8, 2026
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More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: Dividends are earned daily and posted quarterly (with the exception of 6 month certificates, where dividends are posted at maturity). Rates offered can vary from week to week.
Rate checked
More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Minimum deposit of at least $1,000. $2,000,000 maximum deposit per CD product ($100,000 maximum when opening online). A penalty will be imposed for early withdrawal. Partial withdrawals allowed for 6, 11, 15, 18, 24, 36, 48 and 60 Month CD ($1,000 minimum withdrawal with minimum remaining balance greater than $1,000). Partial withdrawals are not allowed for 12 Month CD. Automatically renewable certificates allow 10 days after maturity to redeem.
4.16% interest rate · Balance cap $2,000,000 · Effective Oct 15, 2026
Rate checked
More details - 4.11%APY$803 over 23 months on $10,000intro rate
Requirements
Offer: Requires a minimum deposit of $2,500.00. Limited-time offer. First Harrison Bank reserves the right to limit deposits into this account. CD renews with a 24-month term after initial 23-month term.
Promotional rate · Effective Jun 29, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 1 branch
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Must qualify for membership and become a member to open certificate. Accounts are federally insured up to $250,000 by NCUA. Certificate will auto-renew for the same term as original at applicable rate. Penalty applied for early withdrawal ($25.00 plus 1/2 of dividends from date of withdrawal to maturity date).
3.68% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
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More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
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More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
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More details - 3.34%APY$679 over 24 months on $10,000
Requirements
Product: The minimum deposit to open and maintain a regular share certificate is $500.00. Regular certificate terms are 6, 12, 18, 24, 36, 48 and 60 months. Early closure prior to maturity date will result in an early termination penalty (90 day interest penalty for terms up to 1 year, 180 day interest penalty for terms over 1 year).
3.30% interest rate · Effective Jul 1, 2025
Rate checked
More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Available in 1 year term. Dividends are earned daily and posted quarterly. Allows deposits to the certificate whenever desired, during the term. Great for establishing good savings habits.
Offer: Allows deposits to the certificate whenever desired during the term.
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Shepherdsville, KY
50 CDs at 8 banks and credit unions · checked Oct 15–22
- Typical
- 3.25%
- Top 10% from
- 4.11%
- Banks, typical
- 4.00%
- Credit unions, typical
- 3.22%
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches