Bank · FDIC insured
River City Bank CD Rates
River City Bank’s best CD rate is 4.10% APY on a 1-year CD. Rates checked October 22, 2026.
How River City Bank’s CD rates compare
Compared with banks and credit unions in Kentucky, where River City Bank has the most branches. $10,000, best rate first.
This bank’s best
River City Bank
4.10%APY
- Term
- 12 months
- Minimum
- $100
- Earns on $10,000
- $410
12-Month CD
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12-Month CD
4.10%APY · 1 term
Minimum balance to obtain APY is $100. APY assumes interest remains on deposit until maturity. Penalty may be imposed for early withdrawal. CD is automatically renewed for the same term. Grace period of 10 calendar days after maturity to withdraw funds without penalty. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance to obtain the annual percentage yield (APY) is $100. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. CD is automatically renewed for the same term. 10 calendar days grace period after maturity date. Fees could reduce earnings | 4.10% | $410 |
Sources (1)
- rivercitybankky.com/12-month-cd · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.