Credit union · NCUA insured
Louisville Federal Credit Union CD Rates
Top CarrotLouisville Federal Credit Union’s best CD rate is 4.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Louisville Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Louisville Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Louisville Federal Credit Union
4.50%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $223
Share Certificate
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Louisville Federal Credit Union CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo4.50%
- 9–15 months9–15 mo4.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Louisville Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.50%APY · 8 terms
Minimum deposit: $1,000. Interest compounded & paid quarterly. Transfer any amount $1,000 or over from your Shares to a CD. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.50% | $223 |
| 9 months | 4.00% | $299 |
| 12 months | 4.50% | $450 |
| 24 months | 3.25% | $661 |
| 27 months | 3.25% | $746 |
| 36 months | 3.35% | $1,039 |
| 48 months | 3.40% | $1,431 |
| 60 months | 3.50% | $1,877 |
Sources (1)
- louisvillefcu.com/rates-fees · captured Sep 19, 2026
Who can join Louisville Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Federal Government contract employees are eligible for membership.
- Federal Government Employees are eligible for membership.
- Federal Government Retirees are eligible for membership.
Family and household
- Family members (related by blood or marriage) of current or eligible members are eligible for membership.
Cost to join
- There is no fee for membership.
- A minimum opening deposit and active balance of $25.00 into a savings account is required.
Membership information collected October 4, 2026.