Compare Bank & Credit Union Rates
Best CD rates in Henderson, KY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–9 results in Henderson, KY
- 4.25%APY$317 over 9 months on $10,000intro rate
Requirements
Product: Fixed rate certificates. A substantial penalty may be imposed for early withdrawal or failure to comply with certificate requirements. Minimum balance listed is required to purchase certificate and obtain APY. Rates subject to change weekly/without notice and paid until first maturity.
Offer: Featured certificate.
Promotional rate · 4.17% interest rate
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More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Offer: Limited time special. Early withdrawal penalty equals 90-days dividend on the amount withdrawn.
3.93% interest rate · Effective May 18, 2026
Rate checked
More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.
Promotional rate · Balance cap $250,000 · Effective Sep 17, 2026
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More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Rates subject to change without notice. A penalty will be imposed for early withdrawal.
Offer: 8 Month special. Minimum balance to open and earn APY is $500. Penalty for early withdrawal.
Promotional rate · Effective Oct 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$609 over 24 months on $10,000
Requirements
Product: Competitive dividends paid quarterly. $2,000 minimum deposit. Rate match available for existing members.
3.00% interest rate · Effective Dec 6, 2023
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Henderson, KY
61 CDs at 6 banks and credit unions · checked Oct 6–22
- Typical
- 2.25%
- Top 10% from
- 3.75%
- Banks, typical
- 3.00%
- Credit unions, typical
- 2.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches