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Best CD rates in Mayfield, KY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Graves County, KY · Showing Graves County, KY: too few institutions in Mayfield, KY
- Community Financial Services BankCertificates of Deposit (CDs)CD · 17 months · $1,000 min
Bank · 1 branch
4.17%APY$596 over 17 months on $10,000intro rateRequirements
Product: FDIC insured up to $250,000. Automatic renewal at maturity with a 10-day grace period. Penalty for early withdrawal. Setup and maintenance fees: $0.
Offer: 17-Month Special. Penalty for early withdrawal. Account fees may reduce earnings.
Promotional rate · 4.09% interest rate · Effective Sep 23, 2026
Rate checked
More details - C-Plant Federal Credit UnionStandard Share CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
4.07%APY$407 over 1 year on $10,000Requirements
Product: Certificate rates, terms, and conditions are subject to change weekly. 90-day dividend penalty for early withdrawal. Fees may reduce earnings.
Offer: 90-day dividend penalty for early withdrawal. Certificate rates, terms, and conditions are subject to change weekly.
Effective Jan 20, 2026
Rate checked
More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: Minimum deposit is $1,000.00. Rates and terms are adjusted periodically to reflect market conditions.
Offer: Minimum balance requirement to open and earn APY is $1,000.00. Automatically renews into a 12-Month certificate at maturity with a 10-calendar-day grace period. Early withdrawal penalty is 90 days interest. No additional deposits allowed once established.
Effective Mar 2, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 2.28%APY$113 over 6 months on $10,000
Requirements
Offer: Dividend Payment: At Maturity; Plan Code: Fl
2.25% interest rate · Effective Apr 1, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Graves County, KY
33 CDs at 5 banks and credit unions · checked Oct 6–22
- Typical
- 0.35%
- Top 10% from
- 3.90%
- Banks, typical
- 0.15%
- Credit unions, typical
- 3.85%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mayfield, KY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Signet Federal Credit UnionCredit union · 1 branch