Bank · FDIC insured
Eclipse Bank
A $485.7M bank headquartered in Louisville, KY, with 4 branches in 2 states. Best rates: CDs 4.20% and savings 0.15% APY.
Eclipse Bank Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#34 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Eclipse Bank
Eclipse Bank strives to give back to its community through volunteerism, donations, and lending in low-moderate income areas.
- Headquarters
- 13903 Promenade Green Way, Louisville, KY 40245
- FDIC certificate
- 58049 ↗
Branches
4 branches in 2 states
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Kentucky
3 branches
- Eclipse Bank, Inc.Main office13903 Promenade Green Way, Louisville, KY 40245Directions
- Hurstbourne Branch400 N Hurstbourne Pkwy, Louisville, KY 40222Directions
- St. Matthew'S Branch3827 Shelbyville Rd, Louisville, KY 40207Directions
Tennessee
1 branch
- Johnson City Main Branch203 Broyles Dr, Johnson City, TN 37601Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.47% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.31% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.58% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $122 | $81 | — |
- CapitalLeverage ratio9.47%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.31%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.58%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$122Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Eclipse Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.