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Compare Bank & Credit Union Rates

Best CD rates in Richmond, KY

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Richmond, KY

  1. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionWealth Development CertificateCD · 24 months · $5 min

    Credit union · 1 branch

    5.00%APY$1,025 over 24 months on $10,000
  2. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · 2 branches

    4.50%APY$2,462 over 60 months on $10,000
  3. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  4. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 2 branches

    4.38%APY$438 over 1 year on $10,000
  5. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionNew Money CertificateCD · 15 months · $500 min

    Credit union · 1 branch

    4.35%APY$547 over 15 months on $10,000intro rate
  6. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  7. Community Trust Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 2 branches

    4.04%APY$234 over 7 months on $10,000intro rate
  8. Cumberland Valley National BankCertificates of DepositCD · 4 months

    Bank · 2 branches

    3.85%APY$127 over 4 months on $10,000
  9. Park Community Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 1 branch

    3.75%APY$280 over 9 months on $10,000
  10. Top Carrot, Carrot Score 90
    Central BankCentral AdvantageCD · 12 months · $2,500 min

    Bank · 2 branches

    3.75%APY$375 over 1 year on $10,000
  11. Forcht BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    3.55%APY$146 over 5 months on $10,000intro rate
  12. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  13. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  14. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  15. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Richmond, KY

135 CDs at 9 banks and credit unions · checked Oct 6–22

Typical
0.50%
Top 10% from
4.25%
Banks, typical
0.05%
Credit unions, typical
4.23%

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Richmond, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 1 branch
  2. Central BankBank · 3 branches
  3. PBT BancorpBank · 2 branches
See all ranked institutions