Bank · FDIC insured
Sonata Bank CD Rates
Sonata Bank’s best CD rate is 4.27% APY on a 9-month CD. Terms run from 9 months to 1 year. Rates checked October 15, 2026.
How Sonata Bank’s CD rates compare
Compared with banks and credit unions in Kentucky, where Sonata Bank has the most branches. $10,000, best rate first.
This bank’s best
Sonata Bank
4.27%APY
- Term
- 9 months
- Minimum
- $2,500
- Earns on $10,000
- $319
CD Special
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Special
4.27%APY · 2 terms
Must be new money not currently on deposit at Sonata Bank. Rate specials are available to consumers in Tennessee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsApplies to the initial term of a new 9-month CD Special. Must be new money to Sonata Bank. Available to consumers in Tennessee | 4.27% | $319 |
| 12 monthsApplies to the initial term of a new 12-month CD Special. Must be new money to Sonata Bank. Available to consumers in Tennessee | 4.27% | $427 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.