Credit union · NCUA insured
C-Plant Federal Credit Union CD Rates
C-Plant Federal Credit Union’s best CD rate is 4.07% APY on a 1-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 22, 2026.
How C-Plant Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Paducah, KY-IL, where C-Plant Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
C-Plant Federal Credit Union
4.07%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $407
Standard Share Certificates
Top rate
Banterra Bank
4.40%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,379
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Standard Share Certificates
4.07%APY · 2 terms
Certificate rates, terms, and conditions are subject to change weekly. 90-day dividend penalty for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months90-day dividend penalty for early withdrawal. Certificate rates, terms, and conditions are subject to change weekly | 4.07% | $407 |
| 24 months90-day dividend penalty for early withdrawal. Certificate rates, terms, and conditions are subject to change weekly | 4.07% | $831 |
Sources (1)
- cplant.com/rates.html · captured Oct 22, 2026
Special-purpose accounts
IRA Certificates
4.07%APY · 2 terms
Available within Traditional and Roth IRA accounts. 10-day grace period after maturity date to make any penalty-free changes to certificate. 90-day dividend penalty for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months10-day grace period after maturity date to make any penalty-free changes to certificate. 90-day dividend penalty for early withdrawal | 4.07% | $407 |
| 24 months10-day grace period after maturity date to make any penalty-free changes to certificate. 90-day dividend penalty for early withdrawal | 4.07% | $831 |
Sources (1)
- cplant.com/rates.html · captured Oct 22, 2026
Who can join C-Plant Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or goes to school in the Kentucky counties of Ballard, Caldwell, Crittenden, Graves, Hopkins, Livingston, McCracken, Muhlenberg, Todd, and Union is eligible for membership.
Other ways
- Companies that are part of C-Plant's community charter qualify for business accounts and membership.
Cost to join
- Joining requires opening a new Membership Savings account with as little as $5.
Membership information collected October 4, 2026.