Best CD rates in Illinois

Requirements

Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.

Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 12 Month.

Requirements

Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.

Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 12 Month.

Requirements

Product: No setup or maintenance fees. Early withdrawals subject to penalty (terms less than 6 months: 1 month of interest; terms 6-12 months: 3 months of interest; terms over 12 months: 6 months of interest). Receive interest by check or direct deposit.

Requirements

Product: Penalty may be imposed for withdrawals before maturity. CDs typically pay higher interest rates than other deposit products; the fixed interest rate is set at account opening and does not change until the CD matures.

Requirements

Product: Membership eligibility required. Penalty will be assessed for early withdrawal. Minimum balance to open and obtain the advertised APY is $1,000.

Requirements

Product: Minimum balance to open and obtain APY is $25.

Requirements

Product: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice.

Offer: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice.

Requirements

Product: Total T Certificate; 182-day term; interest rate and APY fixed for the term; interest accrues from day of deposit to day of withdrawal; interest paid at end of term by check or electronic credit to a NOW or Savings account; no compounding; interest not taxable by IRS until year of receipt; automatic renewal; no deposits after opening except at maturity.

Offer: 182-day term. Early withdrawal penalty is the greater of all interest to date or 30 days of interest, whether earned or not, due to tax deferral. APY accurate as of October 17, 2026.

Requirements

Product: You must maintain a minimum balance to obtain APY. If product requirements met. Fees or withdrawals may reduce earnings.

Requirements

Product: Unlimited additional deposits allowed anytime.

Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.

Requirements

Product: Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Dividend rate and annual percentage yield are fixed and in effect for the initial term of the account. Dividend period is the account's term. Additional deposits are allowed with no limit. Automatic renewal is applicable with a grace period of ten (10) days after maturity to withdraw funds without penalty.

Offer: Minimum opening deposit is $25.00. Additional deposits allowed with no limit. Automatic renewal with 10-day grace period after maturity.

Requirements

Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.

Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.

Requirements

Product: Promotion marked as expired. Yields based on a $500.00 Share Certificate with dividends remaining in account to compound. Penalty may apply for early withdrawal. Limited time offer.

Offer: Promotion marked as expired. 24 Month Step-Up Special. Non-IRA certificate only. $500 minimum; no maximum. Allows one rate increase at member's discretion during the initial 24-month term to equal the current offered rate at exercise, applying for the remaining term until maturity. Early withdrawal penalty may apply.