Bank · FDIC insured
Byline Bank CD Rates
Top CarrotByline Bank’s best CD rate is 4.10% APY on a 13-month CD. Terms run from 8 months to 5 years. Rates checked October 16, 2026.
How Byline Bank’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Byline Bank has the most branches. $10,000, best rate first.
This bank’s best
Byline Bank
4.10%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $445
13-Month Promo CD
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Byline Bank CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo0.70%
- 31–60 months31–60 mo1.25%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Byline Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
13-Month Promo CD
4.10%APY · 1 term
Must be opened with new money, defined as new to Byline. For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsMust be opened with new money, defined as new to Byline. Interest compounded and paid quarterly. No minimum balance required to earn APY | 4.10% | $445 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
8-Month Promo CD
4.05%APY · 1 term
Must be opened with new money, defined as new to Byline. For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 monthsMust be opened with new money, defined as new to Byline. Interest compounded and paid quarterly. No minimum balance required to earn APY | 4.05% | $268 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
10-Month Promo CD
3.90%APY · 1 term
For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsInterest compounded and paid quarterly. No minimum balance required to earn APY | 3.90% | $324 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
14-Month Promo CD
3.75%APY · 1 term
For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 14 monthsInterest compounded and paid quarterly. No minimum balance required to earn APY | 3.75% | $439 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
5-Year CD
1.25%APY · 1 term
For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsInterest compounded and paid quarterly. No minimum balance required to earn APY | 1.25% | $641 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
4-Year CD
1.00%APY · 1 term
For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsInterest compounded and paid quarterly. No minimum balance required to earn APY | 1.00% | $406 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
3-Year CD
0.75%APY · 1 term
For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsInterest compounded and paid quarterly. No minimum balance required to earn APY | 0.75% | $227 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
2-Year CD
0.70%APY · 1 term
For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsInterest compounded and paid quarterly. No minimum balance required to earn APY | 0.70% | $140 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
1-Year CD
0.50%APY · 1 term
For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest compounded and paid quarterly. No minimum balance required to earn APY | 0.50% | $50 |
Sources (1)
- bylinebank.com/initial-rate-disclosure · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.