Bank · FDIC insured
PeopleFirst Bank CD Rates
PeopleFirst Bank’s best CD rate is 4.25% APY on an 11-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How PeopleFirst Bank’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where PeopleFirst Bank has the most branches. $10,000, best rate first.
This bank’s best
PeopleFirst Bank
4.00%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $165
Certificates of Deposit – Specials
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
PeopleFirst Bank CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo1.00%
- 16–30 months16–30 mo1.00%
- 31–60 months31–60 mo1.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PeopleFirst Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit – Specials
4.00%APY · 2 terms
You must maintain a minimum balance to obtain APY. A penalty may be imposed for early withdrawal. Fees or withdrawals may reduce earnings.
| Term | APY · $2,500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 5 months | 4.00% | — | 4.00% | $165 |
| 11 months | — | 4.25% | —4.25% from $50k | — |
Sources (1)
- peoplefirstbank.com/Rates · captured Sep 26, 2026
Certificates of Deposit
Up to 1.00%APY · 7 terms
You must maintain a minimum balance to obtain APY. If product requirements met. Fees or withdrawals may reduce earnings.
| Term | APY · $2,500 and up | APY · $2,500 – $50,000 | APY · $25,000 and up | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 1–2 months | — | — | 0.10% | — | — | —0.10% from $25k | — |
| 3 months | 0.15% | — | — | — | — | 0.15% | $4 |
| 6 months | — | 1.00% | — | 2.50% | 3.00% | 1.00%2.50% $50k–$100k3.00% from $100k | $50 |
| 12 months | — | 1.00% | — | 2.50% | 3.00% | 1.00%2.50% $50k–$100k3.00% from $100k | $100 |
| 24 months | — | 1.00% | — | 2.50% | 3.00% | 1.00%2.50% $50k–$100k3.00% from $100k | $201 |
| 36 months | — | 1.00% | — | 2.75% | 3.25% | 1.00%2.75% $50k–$100k3.25% from $100k | $303 |
| 60 months | — | 1.00% | — | 2.75% | 3.25% | 1.00%2.75% $50k–$100k3.25% from $100k | $510 |
Sources (1)
- peoplefirstbank.com/Rates · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.