Bank · FDIC insured
Community Savings Bank
A $410.2M bank headquartered in Chicago, IL, with 2 branches in Illinois. Best rates: CDs 3.85% and savings 0.05% APY.
Community Savings Bank Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#107 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community Savings Bank
Founded in 1944, Community Savings Bank is headquartered in Chicago, Illinois.
- Headquarters
- 4801 W Belmont Ave, Chicago, IL 60641
- FDIC certificate
- 28841 ↗
Branches
2 branches in Illinois
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Illinois
2 branches
- Community Savings BankMain office4801 W Belmont Ave, Chicago, IL 60641Directions
- West Belmont Branch4824 W Belmont Ave, Chicago, IL 60641Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.50% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.20% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | -0.22% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $66 | $81 | — |
- CapitalLeverage ratio13.50%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.20%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets-0.22%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$66Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.