Credit union · NCUA insured
Central Illinois Credit Union CD Rates
Central Illinois Credit Union’s best CD rate is 1.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Central Illinois Credit Union’s CD rates compare
Compared with banks and credit unions near Champaign, IL, where Central Illinois Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Central Illinois Credit Union
1.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $100
Certificates of Deposit
Top rate
Longview Community Bank
4.70%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $591
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 1.00%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.06% | $3 |
| 12 months | 1.00% | $100 |
Who can join Central Illinois Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside or are employed within Champaign, Coles, Cumberland, DeWitt, Douglas, Ford, Moultrie, or Piatt counties in Illinois are eligible for membership.
Employers and groups
- Employees of IGA stores in Illinois that are corporately owned by SuperValu/UNFI are eligible for membership.
- Owners and employees of IGA and SuperValu/UNFI stores in Illinois and Indiana under contract with and supplied by SuperValu/UNFI Company are eligible for membership.
- Employees and owner operators under contract as suppliers with Brisk and SuperValu/UNFI Company in Urbana, Illinois are eligible for membership.
- Employees of the News-Gazette are eligible for membership.
- Employees of the Credit Union are eligible for membership.
1 more way to join
Family and household
- Immediate family members or household members of eligible persons are eligible for membership.
Cost to join
- Joining CICU requires opening a share (savings) account with a minimum initial deposit of $5.
Membership information collected October 5, 2026.