Credit union · NCUA insured
Streator Onized Credit Union
A $423.1M credit union headquartered in Streator, IL, with 38,086 members and 6 branches in Illinois. Best rates: CDs 4.25% and savings 0.25% APY.
Streator Onized Credit Union Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#6 of 17 in Ottawa, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Streator Onized Credit Union
Organized in 1939 to serve employees and families of Owens Illinois Glass Company, Streator Onized Credit Union expanded membership in 1984 to include Select Employee Groups.
The credit union operates branches across five Illinois cities and serves residents and employees across 16 Illinois counties.
- Headquarters
- 912 N Shabbona St, Streator, IL 61364
- NCUA charter
- 68226
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Employers and groups
- Membership is open to employees and families of 45+ Select Employee Groups.
Family and household
- Membership is open to all relatives of those residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Cost to join
- Opening a savings account requires $1, which SOCU pays for you when stopping into any branch.
- When buying a vehicle at a dealer, a savings account is opened for $1, which SOCU pays for you.
Branches
6 branches in Illinois
Loading map…
Illinois
6 branches
Ottawa area · 3
- Streator Onized Credit UnionMain office912 N Shabbona St, Streator, IL 61364Directions
- Streator Onized Credit Union721 Columbus St, Ottawa, IL 61350Directions
- Streator Onized Credit Union120 E Northpoint Dr, Streator, IL 61364Directions
Pontiac area · 2
- Streator Onized Credit Union107 E Chippewa St, Dwight, IL 60420Directions
- SOCU Pontiac Branch610 S Newport Rd, Pontiac, IL 61764Directions
Chicago area · 1
- Streator Onized Credit Union1804 N Division St, Morris, IL 60450Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.58% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.47% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.21% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio15.58%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.47%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.21%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Streator Onized Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.