Credit union · NCUA insured
Streator Onized Credit Union CD Rates
Streator Onized Credit Union’s best CD rate is 4.25% APY on a 22-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 17, 2026.
How Streator Onized Credit Union’s CD rates compare
Compared with banks and credit unions near Ottawa, IL, where Streator Onized Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Streator Onized Credit Union
4.25%APY
- Term
- 22 months
- Minimum
- $500
- Earns on $10,000
- $793
Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
First State Bank
4.25%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,020
Streator Onized Credit Union CD score
87
CD score
Higher than 79% of U.S. banks and credit unions
- 3–8 months3–8 mo0.70%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo1.45%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Streator Onized Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.25%APY · 9 terms
Yields based on a $1,000 Share Certificate with all dividends remaining in account to compound. Minimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal. Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal | 0.50% | $12 |
| 6 monthsMinimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal | 0.70% | $35 |
| 12 monthsMinimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal | 1.00% | $100 |
| 13 months13 Month Certificate Special. $500 minimum; no maximum. Renews for 12 months. Early withdrawal penalty may apply. Limited time offer | 4.15% | $450 |
| 18 monthsMinimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal | 1.25% | $188 |
| 22 months22 Month Certificate Special. $500 minimum; no maximum. Renews for 24 months. Early withdrawal penalty may apply. Limited time offer | 4.25% | $793 |
| 24 monthsMinimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal | 1.30% | $262 |
| 36 monthsMinimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal | 1.40% | $426 |
| 48 monthsMinimum balance for Term Certificate is $500.00. Penalty may apply for early withdrawal | 1.45% | $593 |
Certificate Specials
Up to 0.90%APY · 3 terms
Promotion marked as expired. Yields based on a $500.00 Share Certificate with dividends remaining in account to compound. Penalty may apply for early withdrawal. Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsPromotion marked as expired. $500 minimum; no maximum. Certificate will renew at the current 12 month rate. Early withdrawal penalty may apply | 0.80% | $87 |
| 18 monthsPromotion marked as expired. 18 Month Step-Up Special. Non-IRA certificate only. $500 minimum; no maximum. Allows one rate increase at member's discretion during the initial 18-month term to equal the current offered rate at exercise, applying for the remaining term until maturity. Early withdrawal penalty may apply | 0.80% | $120 |
| 24 monthsPromotion marked as expired. 24 Month Step-Up Special. Non-IRA certificate only. $500 minimum; no maximum. Allows one rate increase at member's discretion during the initial 24-month term to equal the current offered rate at exercise, applying for the remaining term until maturity. Early withdrawal penalty may apply | 0.90% | $181 |
Sources (1)
- socu.org/promo/month-step-up-certificate-special · captured Oct 17, 2026
Closed to new customers
Member Appreciation Certificate Special
5.85%APY · 1 term
Promotion marked as expired. Minimum amount is $500.00; maximum amount is $25,000.00 per primary member. To qualify for the member appreciation rate, member must have E-Statements and one of the following in good standing: Checking, Certificate, IRA, Money Market, or Loan. Early withdrawal penalty applies. Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPromotion marked as expired. 5.85% APY for 6 months. Minimum deposit $500.00; maximum $25,000.00 per primary member. Requires E-Statements and an active Checking, Certificate, IRA, Money Market, or Loan in good standing. Penalty for early withdrawal applies. Limited time offer | 5.85% | $288 |
Sources (1)
- socu.org/promo/member-appreciation-certificate-special · captured Oct 17, 2026
Who can join Streator Onized Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Employers and groups
- Membership is open to employees and families of 45+ Select Employee Groups.
Family and household
- Membership is open to all relatives of those residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Cost to join
- Opening a savings account requires $1, which SOCU pays for you when stopping into any branch.
- When buying a vehicle at a dealer, a savings account is opened for $1, which SOCU pays for you.
Membership information collected October 5, 2026.