Earthmover Credit Union CD Rates

How Earthmover Credit Union’s CD rates compare

Compared with banks and credit unions near Chicago, IL-IN, where Earthmover Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Earthmover Credit Union
4.00%APY
Term
9 months
Minimum
$5,000
Earns on $10,000
$299
CD Specials
Top rate
Vicinity Credit Union
5.15%APY
Term
13 months
Minimum
$1,000
Earns on $10,000
$559
Vicinity Credit Union rates
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
Term
60 months
Minimum
$1,000
Earns on $10,000
$2,836
Whiting Refinery Federal Credit Union rates

Compare CD rates near you →

78

CD score

Higher than 46% of U.S. banks and credit unions

By term

3–8 months3–8 mo0.55%
9–15 months9–15 mo4.00%
16–30 months16–30 mo3.50%
31–60 months31–60 mo1.60%
QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Earthmover Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

CD Specials

Up to 4.00%APY · 3 termsPromotionalFrom $5,000 to open

Credit union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited-time offer and may be withdrawn at any time. Penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
9 months	4.00%	$299
12 months	3.75%	$375
18 months	3.50%	$530

Sources (1)

earthmovercu.com/bank/savings/savings-rates · captured Oct 16, 2026

CDs

Up to 1.60%APY · 10 termsPromotionalFrom $500 to open

Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited time offer and may be withdrawn at any time. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.45%	$11
6 months	0.55%	$27
9 months	0.75%	$56
12 months	1.00%	$100
18 months	1.15%	$173
24 months	1.25%	$252
30 months	1.30%	$328
36 months	1.40%	$426
48 months	1.50%	$614
60 months	1.60%	$826

Sources (2)

All captured Oct 16, 2026

Save to Win

1.00%APY · 1 termPromotionalFrom $25 to open

Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Dividend rate and annual percentage yield are fixed and in effect for the initial term of the account. Dividend period is the account's term. Additional deposits are allowed with no limit. Automatic renewal is applicable with a grace period of ten (10) days after maturity to withdraw funds without penalty.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 monthsMinimum opening deposit is $25.00. Additional deposits allowed with no limit. Automatic renewal with 10-day grace period after maturity	1.00%	$100

Sources (1)

earthmovercu.com/bank/savings/savings-rates · captured Oct 16, 2026

Special-purpose accounts

IRAs

Up to 1.65%APY · 6 termsIRAPromotionalFrom $500 to open