Compare Bank & Credit Union Rates
Best CD rates in Connecticut
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Connecticut
- COMTRUST Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Credit union · 1 branch
4.25%APY$210 over 6 months on $10,000Requirements
Product: Certificate requires $1,000 minimum to open and will automatically renew at the end of the term. Fees may reduce earnings on account. Rates subject to change without notice. Penalty for early withdrawal. Federally insured up to $250,000 by NCUA. Opening a CD online is available to existing members; new members can open an account online and add a certificate once membership is established.
Offer: Annual Percentage Yield is based on monthly compounding. Penalty for early withdrawal. Automatically renews at the end of the term.
4.17% interest rate
Rate checked
More details - 4.25%APY$246 over 7 months on $10,000intro rate
Requirements
Product: Requires a minimum of $10,000.00 in new money (defined as funds not currently on deposit with us). Funds on deposit in a maturing Jewett City Savings Bank (JCSB) CD are eligible when an additional $10,000 in new money is added to the JCSB CD and the APY remains in effect on the date you notify us of renewal within your grace period. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Available for a limited time only; offer may be withdrawn at any time. Open in branch only.
Offer: Requires a minimum deposit of $10,000.00 in new money. Funds on deposit in a maturing JCSB CD eligible when an additional $10,000 in new money is added. Open in branch only.
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - 4.25%APY$246 over 7 months on $10,000with conditions
Requirements
Product: All funds deposited must be New Money (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - FD Community Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · 3 branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Certificate terms from 6 months to 5 years. Minimum $500 to open. Rates subject to change at any time. Early withdrawal penalties apply.
Offer: $500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
4.16% interest rate · Compounded monthly
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000
Requirements
Product: Interest is compounded daily or from day of deposit to day of withdrawal and credited monthly. Substantial interest penalty for early withdrawal. Premium CDs must be opened with new money (money not currently on deposit with Torrington Savings Bank).
Offer: Premium CD; must be opened with new money (money not currently on deposit with Torrington Savings Bank). Early withdrawal penalty is 3 months simple interest.
4.16% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000
Requirements
Product: Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the share certificate.
Offer: To earn the advertised Annual Percentage Yield, a $1,000 minimum balance is required for a Share Certificate. Offer is subject to change without notice and may be withdrawn at any time. Certificate will renew at a 12 month term upon maturity and will earn the 12 month rate available on that date. APY accurate as of 10/1/2026.
4.16% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
4.16% interest rate
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Early withdrawal penalty applies. Minimum opening deposit $500; minimum balance to earn APY $500. Maximum deposit $250,000.00. Account owner under 16 must be joint with parent/guardian. Fees could reduce earnings.
Offer: 13-Month CD Special. Promotional rate is for consumer accounts only; not available for trusts or IRA CDs. Automatically renews to a 1-Year CD at maturity. Maximum deposit $250,000.00. Early withdrawal penalty applies.
Promotional rate · 4.17% interest rate · Balance cap $250,000 · Effective Oct 14, 2026
Rate checked
More details - Centreville Bank15-Month CD Special ($10,000 New Money)CD · 15 months · $10,000 min
Bank · 7 branches
4.25%APY$534 over 15 months on $10,000with conditionsRequirements
Product: $10,000 in New Money required to open the account (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - America's First Network Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · 11 branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Offer: Limited time certificate special
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Rates effective as of 10/13/2026. Early withdrawal penalties apply as shown per term. Minimum opening balance applies.
Offer: Penalty for early withdrawal: 9 Months Dividends.
4.16% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.20%APY$747 over 21 months on $10,000
Requirements
Product: There is no monthly service charge. Guaranteed interest rate for the term of the CD. Interest credited monthly. Principal withdrawn before maturity subject to early withdrawal penalty, unless taking a distribution from an IRA. CDs automatically renew at maturity with a 10-day grace period.
Offer: Limited time only and subject to change without notice.
4.12% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.18%APY$1,307 over 36 months on $10,000
Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.15%APY$275 over 8 months on $10,000
Requirements
Product: Minimum balance to open and earn APY is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.
4.07% interest rate · Effective Oct 3, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Connecticut
830 CDs at 88 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.05%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.00%
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Connecticut
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 10 branches
- Affinity Federal Credit UnionCredit union · 2 branches