Bank · FDIC insured
Liberty Bank CD Rates
Top CarrotLiberty Bank’s best CD rate is 4.25% APY on a 13-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Liberty Bank’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
Liberty Bank
4.25%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $461
Certificates of Deposit
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Liberty Bank CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo1.05%
- 31–60 months31–60 mo1.45%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Liberty Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 9 terms
Early withdrawal penalty applies. Minimum opening deposit $500; minimum balance to earn APY $500. Maximum deposit $250,000.00. Account owner under 16 must be joint with parent/guardian. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthYield assumes reinvestment of principal and interest. Subject to early withdrawal penalty | 0.75% | $7 |
| 3 monthsYield assumes reinvestment of principal and interest. Subject to early withdrawal penalty | 3.00% | $74 |
| 6 monthsYield assumes reinvestment of principal and interest. Subject to early withdrawal penalty | 4.00% | $198 |
| 12 monthsSubject to early withdrawal penalty | 2.75% | $275 |
| 13 months13-Month CD Special. Promotional rate is for consumer accounts only; not available for trusts or IRA CDs. Automatically renews to a 1-Year CD at maturity. Maximum deposit $250,000.00. Early withdrawal penalty applies | 4.25% | $461 |
| 24 monthsSubject to early withdrawal penalty | 1.05% | $211 |
| 36 monthsSubject to early withdrawal penalty | 1.25% | $380 |
| 48 monthsSubject to early withdrawal penalty | 1.35% | $551 |
| 60 monthsSubject to early withdrawal penalty | 1.45% | $746 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
HSA CD
Up to 4.25%APY · 2 terms
Only $500 to open. CDs are subject to early withdrawal penalty. Additional deposits may be permitted at maturity, up to maximum permissible annual contribution limit. Account fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsThe stated yield assumes reinvestment of principal and interest at the same rate. CDs are subject to a penalty for early withdrawal. Additional deposits may be permitted at maturity up to permissible annual contribution limit | 3.80% | $188 |
| 12 monthsCDs are subject to a penalty for early withdrawal. Additional deposits may be permitted at maturity up to permissible annual contribution limit | 4.25% | $425 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.