Bank · FDIC insured
Torrington Savings Bank
A $1B bank headquartered in Torrington, CT, with 8 branches in Connecticut. Best rates: CDs 4.25% and savings 3.79% APY.
Torrington Savings Bank Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#1 of 6 in Torrington, CT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Torrington Savings Bank
Operating since 1868, Torrington Savings Bank is a mutual bank that does not have shareholders.
- Headquarters
- 129 Main St, Torrington, CT 06790
- FDIC certificate
- 16636 ↗
Branches
8 branches in Connecticut
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Connecticut
8 branches
Torrington area · 7
- The Torrington Savings BankMain office129 Main St, Torrington, CT 06790Directions
- Burlington Branch258 Spielman Hwy, Burlington, CT 06013Directions
- Falls Village Branch10 Route 126, Falls Village, CT 06031Directions
- Goshen Branch55 Sharon Tpke, Goshen, CT 06756Directions
- New Hartford Branch518 Main St, New Hartford, CT 06057Directions
- Dibble Street Branch235 Dibble St, Torrington, CT 06790Directions
- North End Branch635 Main St, Torrington, CT 06790Directions
Waterbury area · 1
- Bristol Branch888 Farmington Ave, Bristol, CT 06010Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 19.03% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.14% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.64% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio19.03%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.64%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Torrington Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.