Bank · FDIC insured
Jewett City Savings Bank CD Rates
Jewett City Savings Bank’s best CD rate is 4.25% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Jewett City Savings Bank’s CD rates compare
Compared with banks and credit unions near Putnam, CT, where Jewett City Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Jewett City Savings Bank
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $246
CD Specials (New Money)
Top rate
CorePlus Credit Union
4.30%APY
- Term
- 10 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $357
3rd-highest rate
Centreville Bank
4.25%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $246
Jewett City Savings Bank CD score
89
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jewett City Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials (New Money)
4.25%APY · 2 terms
Requires a minimum of $10,000.00 in new money (defined as funds not currently on deposit with us). Funds on deposit in a maturing Jewett City Savings Bank (JCSB) CD are eligible when an additional $10,000 in new money is added to the JCSB CD and the APY remains in effect on the date you notify us of renewal within your grace period. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Available for a limited time only; offer may be withdrawn at any time. Open in branch only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRequires a minimum deposit of $10,000.00 in new money. Funds on deposit in a maturing JCSB CD eligible when an additional $10,000 in new money is added. Open in branch only | 4.25% | $246 |
| 11 monthsRequires a minimum deposit of $10,000.00 in new money. Funds on deposit in a maturing JCSB CD eligible when an additional $10,000 in new money is added. Open in branch only | 4.25% | $389 |
Sources (1)
- jcsbank.com/cd-ira-rates · captured Oct 22, 2026
CD Specials
4.10%APY · 2 terms
Requires up to $10,000 in new money. Funds on deposit in a maturing Jewett City Savings Bank (JCSB) CD are eligible when renewed within grace period. Open in branch only. Penalty may be imposed for early withdrawal. Available for a limited time only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRequires up to $10,000 in new money. Funds on deposit in a maturing JCSB CD are eligible when renewed within grace period. Open in branch only. Available for a limited time only | 4.10% | $237 |
| 11 monthsRequires up to $10,000 in new money. Funds on deposit in a maturing JCSB CD are eligible when renewed within grace period. Open in branch only. Available for a limited time only | 4.10% | $375 |
Bump-Up CDs
Up to 4.00%APY · 2 terms
At account holder's request, interest rate and APY may be increased prior to maturity without penalty if rates increase (one time during 18-month term or two times during 42-month term). Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsInterest rate and APY may be increased one time during the 18-month term prior to maturity without penalty to current interest rate/APY for new CDs of the same type | 4.00% | $606 |
| 42 monthsInterest rate and APY may be increased two times during the 42-month term prior to maturity without penalty to current interest rate/APY for new CDs of the same type | 1.23% | $437 |
Sources (3)
All captured Oct 22, 2026
Certificates of Deposit (CDs)
Up to 2.00%APY · 9 terms
Penalty may be imposed for early withdrawal. Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.75% | $19 |
| 6 months | 0.75% | $37 |
| 12 months | 1.00% | $100 |
| 18 months | 1.00% | $150 |
| 24 months | 1.25% | $252 |
| 30 months | 1.25% | $315 |
| 36 months | 1.25% | $380 |
| 48 months | 1.50% | $614 |
| 60 months | 2.00% | $1,041 |
Special-purpose accounts
HSA Certificate of Deposit (CD)
Up to 3.55%APY · 2 terms
HSA CDs are subject to IRS rules and regulations. Penalty may be imposed for early withdrawal of principal. Withdrawals for qualified medical expenses allowed at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty may be imposed for early withdrawal of principal. Subject to IRS rules and regulations | 3.55% | $176 |
| 12 monthsPenalty may be imposed for early withdrawal of principal. Subject to IRS rules and regulations | 3.00% | $300 |
IRA CD Special for Contributions Only
Up to 3.40%APY · 2 terms
Available for current year IRA contributions only up to $8,600 (IRS max $7,500; $8,600 for persons age 50 or older). Open in branch only. Penalty may be imposed for early withdrawal. Available for a limited time only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable for current year IRA contributions only up to $8,600. Open in branch only | 3.40% | $340 |
| 24 monthsAvailable for current year IRA contributions only up to $8,600. Open in branch only | 2.50% | $506 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.