Bank · FDIC insured
Northwest Community Bank CD Rates
Northwest Community Bank’s best CD rate is 4.20% APY on a 21-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Northwest Community Bank’s CD rates compare
Compared with banks and credit unions near Torrington, CT, where Northwest Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Northwest Community Bank
4.20%APY
- Term
- 21 months
- Minimum
- $500
- Earns on $10,000
- $747
Certificate of Deposit
Top rate
Torrington Savings Bank
4.25%APY
- Term
- 11 months
- Minimum
- $10,000
- Earns on $10,000
- $389
3rd-highest rate
Union Savings Bank
4.07%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $442
Northwest Community Bank CD score
89
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwest Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.20%APY · 14 terms
There is no monthly service charge. Guaranteed interest rate for the term of the CD. Interest credited monthly. Principal withdrawn before maturity subject to early withdrawal penalty, unless taking a distribution from an IRA. CDs automatically renew at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.70% | $91 |
| 5 monthsLimited time only and subject to change without notice | 4.00% | $165 |
| 6 months | 2.00% | $100 |
| 7 monthsLimited time only and subject to change without notice | 4.00% | $231 |
| 9 months | 2.00% | $150 |
| 11 monthsLimited time only and subject to change without notice | 4.10% | $375 |
| 12 months | 2.00% | $200 |
| 15 monthsLimited time only and subject to change without notice | 4.15% | $521 |
| 18 monthsLimited time only and subject to change without notice | 4.15% | $629 |
| 21 monthsLimited time only and subject to change without notice | 4.20% | $747 |
| 24 months | 3.75% | $764 |
| 36 months | 3.75% | $1,168 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Sources (4)
- nwcommunitybank.com/cds-money-market-iras
- nwcommunitybank.com/rates-cd
- nwcommunitybank.com/cd-rates
- nwcommunitybank.com
All captured Oct 22, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.20%APY · 14 terms
Guaranteed interest rate for the term of the CD. Principal withdrawn before maturity is not subject to early withdrawal penalty when taking a distribution from an IRA. CDs automatically renew at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.70% | $91 |
| 5 monthsLimited time only and subject to change without notice. Also available as an IRA | 4.00% | $165 |
| 6 months | 2.00% | $100 |
| 7 monthsLimited time only and subject to change without notice. Also available as an IRA | 4.00% | $231 |
| 9 months | 2.00% | $150 |
| 11 monthsLimited time only and subject to change without notice. Also available as an IRA | 4.10% | $375 |
| 12 months | 2.00% | $200 |
| 15 monthsLimited time only and subject to change without notice. Also available as an IRA | 4.15% | $521 |
| 18 monthsLimited time only and subject to change without notice. Also available as an IRA | 4.15% | $629 |
| 21 monthsLimited time only and subject to change without notice. Also available as an IRA | 4.20% | $747 |
| 24 months | 3.75% | $764 |
| 36 months | 3.75% | $1,168 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Sources (4)
- nwcommunitybank.com/rates-cd
- nwcommunitybank.com/cds-money-market-iras
- nwcommunitybank.com/cd-rates
- nwcommunitybank.com
All captured Oct 22, 2026
Opening an account
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