Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1051–1065 of 4,556 results
- Capital Credit Union of North DakotaCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Membership eligibility applies (living within specified mileage of branch locations or immediate family member of resident). $500 minimum balance required. Penalty applies for early withdrawal. Rates accurate as of Aug. 1, 2026. Classic Checking members in good standing may request a 0.10% APY CD bump at opening/renewal (not available on specials).
3.69% interest rate · Effective Aug 1, 2026
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More details - HealthShare Credit UnionShare Certificate SpecialsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro ratePromotional rate
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More details - CM MembersCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Rate checked
More details - Georgia United Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Earn more than traditional savings with no monthly maintenance fees. Membership and eligibility requirements apply, requiring a $5 one-time nonrefundable membership fee and a minimum initial deposit of $5.
3.68% interest rate
Rate checked
More details - Kellogg Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Must be a member of Kellogg Credit Union. Penalty may be imposed for early withdrawal. Withdrawal of dividends and fees may reduce earnings.
Offer: Dividends paid monthly on the last day of each month.
3.69% interest rate
Rate checked
More details - Midwest Liberty FCUShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Earns a higher dividend in exchange for a time-length commitment not to make withdrawals.
3.70% interest rate
Rate checked
More details - Tru-Fi Credit UnionTru Certificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: CD terms 36, 48 & 60 months offer a one-time setup. Automatic renewal or transfer to share at maturity. Dividend rates are compounded and credited monthly. Closing the certificate or withdrawing funds prior to maturity will result in a loss of earnings and/or penalties.
3.69% interest rate · Effective Jul 1, 2026
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More details - Methuen Co-operative BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,0003.69% interest rate
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More details - Southern Teachers & Parents FCUShare Term CertificatesCD · 6 months
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Effective Mar 27, 2025
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More details - Bank of CommerceCertificate of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Fixed rate of interest. Early withdrawal penalty may be imposed; fees may reduce earnings.
Offer: Interest paid quarterly (180 Day).
3.70% interest rate · Effective Aug 20, 2026
Rate checked
More details - Exchange Bank and Trust CompanyCertificate of DepositCD · 6 months · $1,000 min · 3.75%–3.96% by balance
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Certificates purchased are subject to interest penalties if withdrawn prior to maturity. Rates subject to change without notice.
3.70% interest rate · Effective Aug 4, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $24,999Your amount 3.75% $25,000 – $99,999 3.85% $100,000 and up 3.96% Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
3.69% interest rate · Effective Mar 13, 2026
Rate checked
More details - tnConnect Credit UnionTailored CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: The Minimum Opening Deposit and the Minimum Balance required to earn dividends is $1,000.00.
3.69% interest rate · Effective May 30, 2025
Rate checked
More details - Total Community Credit UnionShare Certificate of DepositCD · 6 months · $500 min · 3.75%–4.00% by balance
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Federally insured by NCUA up to at least $250,000. Penalties may apply for early withdrawals.
Offer: Dividends paid at maturity / compounded annually and at maturity.
3.71% interest rate · Compounded annually · Effective Jan 13, 2026
Rate by balance
Rate by balance for Share Certificate of Deposit Balance APY $500 – $25,000Your amount 3.75% $25,000 – $75,000 3.75% $75,000 – $100,000 4.00% $100,000 – $150,000 4.00% Over $150,000 4.00% Rate checked
More details - Service 1 Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: No setup or maintenance fees. $500 minimum deposit to open. Early withdrawal penalties: 12 months or less – 90 days of dividends; 18, 24 & 30 mo. – 180 days of dividends; 36, 48 & 60 mo. – 365 days of dividends.
Offer: Featured rate.
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,556 CDs at 3,995 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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