Credit union · NCUA insured
Georgia United Credit Union CD Rates
Top CarrotGeorgia United Credit Union’s best CD rate is 4.00% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Georgia United Credit Union’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Georgia United Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Georgia United Credit Union
4.00%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $606
Certificates of Deposit
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Georgia United Credit Union CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.35%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Georgia United Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 8 terms
Earn more than traditional savings with no monthly maintenance fees. Membership and eligibility requirements apply, requiring a $5 one-time nonrefundable membership fee and a minimum initial deposit of $5.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.05% | $75 |
| 6 months | 3.75% | $186 |
| 12 months | 3.35% | $335 |
| 18 months | 4.00% | $606 |
| 24 months | 3.05% | $619 |
| 36 months | 3.00% | $927 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Certificates of Deposit Special
4.00%APY · 1 term
Limited-time offer. Fixed rate for the term of the promotion. Funds cannot currently be in a Georgia United account. Membership and eligibility requirements apply, requiring a $5 one-time nonrefundable membership fee and a minimum initial deposit of $5. Terms expire at renewal and roll over to the closest similar term available at prevailing dividend rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 27 monthsLimited-time offer. Funds cannot currently be in a Georgia United account. Rolls over to the closest similar term at maturity | 4.00% | $923 |
Sources (1)
- gucu.org/rates · captured Sep 19, 2026
Special-purpose accounts
IRA Certificate Savings
Up to 4.00%APY · 6 terms
Membership and eligibility requirements apply, requiring a $5 one-time nonrefundable membership fee and a minimum initial deposit of $5.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.35% | $335 |
| 18 months | 4.00% | $606 |
| 24 months | 3.05% | $619 |
| 36 months | 3.00% | $927 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Sources (1)
- gucu.org/rates · captured Sep 19, 2026
Who can join Georgia United Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.