Credit union · NCUA insured
CM Members
A $16.4M credit union headquartered in Columbus, MS, with 1,797 members and 1 branch in Mississippi. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CM Members
CM Members Federal Credit Union is a member-owned financial cooperative based in Columbus, Mississippi, that was chartered in 1961.
It was established by charter members to offer employees of sponsor groups above-market rates on savings and low-interest loans.
- Headquarters
- 1968 6th St N, Columbus, MS 39701
- NCUA charter
- 24881
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees who work within sponsor groups.
Family and household
- Membership is open to immediate families of employees who work within sponsor groups.
Cost to join
- Deposit a minimum of $5.00 into a Share Account upon opening membership.
Branches
1 branch in Mississippi
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Mississippi
1 branch
- Cm Members Federal Credit UnionMain office1968 6th St N, Columbus, MS 39701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.56% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.51% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.70% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio15.56%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.51%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.70%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CM Members are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.