Credit union · NCUA insured
HealthShare Credit Union
Top CarrotA $50.2M credit union headquartered in Greensboro, NC, with 5,727 members and 3 branches in North Carolina. Best rates: CDs 4.30% and savings 1.31% APY.
HealthShare Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#10 of 31 in Greensboro, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About HealthShare Credit Union
HealthShare Credit Union was chartered in 1955 to serve employees of Moses Cone Hospital, which later expanded into Cone Health System.
The member-owned cooperative adopted its current name in 2013 and operates under a North Carolina state charter.
Focusing on the medical community, the credit union operates 3 branch locations in Greensboro and Burlington, North Carolina.
- Headquarters
- HealthShare Credit Union, 1200 N Elm St, Greensboro, NC 27401
- NCUA charter
- 66317
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- All health care workers in Guilford County are eligible for membership.
Employers and groups
- Employees of Moses Cone Hospital, Cone Health System, and its affiliates and associated companies are eligible for membership.
Family and household
- Immediate family members of eligible employee, affiliate, and health care worker groups are eligible for membership.
Cost to join
- Members must keep their account open with the required minimum balance to maintain membership.
Branches
3 branches in North Carolina
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North Carolina
3 branches
Greensboro area · 2
- Moses H Cone Memorial Hospital - Main OfficeMain officeHealthShare Credit Union, 1200 N Elm St, Greensboro, NC 27401Directions
- Wesley Long Hospital - Branch OfficeHealthShare Credit Union, 501 N Elam Ave, Greensboro, NC 27403Directions
Burlington area · 1
- Alamance Regional Medical Center1240 Huffman Mill Rd, Burlington, NC 27215Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.31% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.33% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.14% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $91 | $59 | — |
- CapitalNet worth ratio13.31%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.33%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.14%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$91Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of HealthShare Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.