Bank · FDIC insured
Valor Bank CD Rates
Valor Bank’s best CD rate is 3.75% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Valor Bank’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Valor Bank has the most branches. $10,000, best rate first.
This bank’s best
Valor Bank
3.75%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $186
CDs
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Valor Bank CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Valor Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 3.75%APY · 8 terms
Penalty for early withdrawal.
| Term | APY · Any balance | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsPenalty for early withdrawal | 3.05% | — | 3.05% | $75 |
| 6 monthsPenalty for early withdrawal | 3.75% | — | 3.75% | $186 |
| 12 months$1,000 minimum balance required to open account and earn stated APY. Penalty for early withdrawal | — | 3.65% | 3.65% | $365 |
| 18 monthsPenalty for early withdrawal | 3.50% | — | 3.50% | $530 |
| 24 monthsPenalty for early withdrawal | 3.35% | — | 3.35% | $681 |
| 36 monthsPenalty for early withdrawal | 3.25% | — | 3.25% | $1,007 |
| 48 monthsPenalty for early withdrawal | 3.20% | — | 3.20% | $1,343 |
| 60 monthsPenalty for early withdrawal | 3.20% | — | 3.20% | $1,706 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
18 Month IRA Account
3.50%APY · 1 term
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsA penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening | 3.50% | $530 |
Sources (1)
- valor.bank/assets/img/Valor-De…Rate-Sheet-3-13-2026.pdf · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.