Credit union · NCUA insured
Total Community Credit Union
A $109.8M credit union headquartered in Taylor, MI, with 6,368 members and 1 branch in Michigan. Best rates: CDs 4.00% and savings 0.25% APY.
Total Community Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#45 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Total Community Credit Union
Serving its home city of Taylor and surrounding communities since 1959, Total Community Credit Union is a member-owned financial institution.
- Headquarters
- 25155 Goddard Rd, Taylor, MI 48180-3923
- NCUA charter
- 62245
Branches
1 branch in Michigan
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Michigan
1 branch
- Total Community Credit UnionMain office25155 Goddard Rd, Taylor, MI 48180Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.29% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.36% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.09% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $46 | $76 | — |
- CapitalNet worth ratio15.29%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.36%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.09%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$46Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Total Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.