Bank · FDIC insured
Bank of Commerce CD Rates
Top CarrotBank of Commerce’s best CD rate is 4.15% APY on a 2-year CD. Terms run from 1 month to 4 years. Rates checked October 15, 2026.
How Bank of Commerce’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Bank of Commerce has the most branches. $10,000, best rate first.
This bank’s best
Bank of Commerce
4.15%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $847
Certificate of Deposit (CD)
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Bank of Commerce CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo4.15%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Commerce ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.15%APY · 9 terms
Fixed rate of interest. Early withdrawal penalty may be imposed; fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthInterest paid at maturity (30 Day) | 3.45% | $28 |
| 3 monthsInterest paid quarterly (90 Day) | 3.60% | $89 |
| 6 monthsInterest paid quarterly (180 Day) | 3.75% | $186 |
| 12 monthsInterest paid quarterly | 3.95% | $395 |
| 18 monthsInterest paid quarterly | 4.05% | $614 |
| 24 monthsInterest paid quarterly | 4.15% | $847 |
| 30 monthsInterest paid quarterly | 4.15% | $1,070 |
| 36 monthsInterest paid quarterly | 4.15% | $1,297 |
| 48 monthsInterest paid quarterly | 4.15% | $1,766 |
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 4.25%APY · 4 terms
Available in Traditional and Roth IRAs. Fixed rate of interest. Early withdrawal penalty may be imposed; fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest paid quarterly | 4.00% | $400 |
| 18 monthsInterest paid quarterly | 4.05% | $614 |
| 24 monthsInterest paid quarterly | 4.15% | $847 |
| 36 monthsInterest paid quarterly | 4.25% | $1,330 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.