Credit union · NCUA insured
CM Members CD Rates
CM Members’s best CD rate is 4.00% APY on a 3-month share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 22, 2026.
How CM Members’s CD rates compare
Compared with banks and credit unions in Mississippi, where CM Members has the most branches. $10,000, best rate first.
This credit union’s best
CM Members
4.00%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $99
Certificate of Deposit
Top rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
2nd-highest rate
The Commercial Bank
4.50%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,462
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 4.00% | $99 |
| 6 months | 3.75% | $186 |
| 9 months | 3.50% | $261 |
| 12 months | 3.25% | $325 |
Sources (1)
- cmcreditunion.com/rates-fees · captured Sep 19, 2026
Who can join CM Members
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees who work within sponsor groups.
Family and household
- Membership is open to immediate families of employees who work within sponsor groups.
Cost to join
- Deposit a minimum of $5.00 into a Share Account upon opening membership.
Membership information collected October 4, 2026.