Bank · FDIC insured
Bank of Commerce
Top CarrotA $334M bank headquartered in Duncan, OK, with 6 branches in Oklahoma. Best rates: CDs 4.15% and savings 2.50% APY.
Bank of Commerce Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#2 of 47 in Oklahoma City, OK metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Commerce
Bank of Commerce serves five communities in Oklahoma, and its mortgage company, American Mortgage Bank, serves 25 communities across six states.
- Headquarters
- 1601 Commerce St, Duncan, OK 73533
- FDIC certificate
- 57491 ↗
Branches
6 branches in Oklahoma
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Oklahoma
6 branches
Anadarko area · 2
- Anadarko Main Branch110 W Oklahoma Ave, Anadarko, OK 73005Directions
- Anadarko South Branch701 W Petree Rd, Anadarko, OK 73005Directions
Duncan area · 1
- Bank of CommerceMain office1601 Commerce St, Duncan, OK 73533Directions
Carnegie area · 1
- Carnegie Branch328 E 4th St, Carnegie, OK 73015Directions
Oklahoma City area · 1
- Chickasha Branch2401 Ponderosa Dr, Chickasha, OK 73018Directions
Lawton area · 1
- Lawton Branch1311 Nw Sheridan Rd, Lawton, OK 73505Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.54% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.27% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.22% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $77 | $81 | — |
- CapitalLeverage ratio10.54%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.27%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.22%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$77Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Commerce are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.