Credit union · NCUA insured
Midwest Liberty FCU CD Rates
Midwest Liberty FCU’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Midwest Liberty FCU’s CD rates compare
Compared with banks and credit unions in Nebraska, where Midwest Liberty FCU has the most branches. $10,000, best rate first.
This credit union’s best
Midwest Liberty FCU
3.75%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $186
Share Certificate
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Midwest Liberty FCU CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Midwest Liberty FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.75%APY · 10 terms
Earns a higher dividend in exchange for a time-length commitment not to make withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 9 months | 3.75% | $280 |
| 12 months | 2.75% | $275 |
| 18 months | 2.75% | $415 |
| 19 months | 2.75% | $439 |
| 24 months | 2.75% | $558 |
| 25 months | 2.75% | $581 |
| 30 months | 2.75% | $702 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Sources (1)
- midwestlibertyfcu.org/accounts · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 10 terms
Individual Retirement Account share certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 9 months | 3.75% | $280 |
| 12 months | 2.75% | $275 |
| 18 months | 2.75% | $415 |
| 19 months | 2.75% | $439 |
| 24 months | 2.75% | $558 |
| 25 months | 2.75% | $581 |
| 30 months | 2.75% | $702 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Sources (1)
- midwestlibertyfcu.org/accounts · captured Sep 18, 2026
Who can join Midwest Liberty FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in specified counties in Kansas (Cheyenne, Decatur, Graham, Norton, Rawlins, Sheridan, Sherman, Thomas) and Nebraska (Chase, Dawson, Dundy, Frontier, Furnas, Gosper, Harlan, Hayes, Hitchcock, Keith, Lincoln, Perkins, Phelps, Red Willow).
Employers and groups
- Membership is open to employees of this credit union.
Family and household
- Membership is open to members of the immediate family or household of eligible persons.
- Membership is open to spouses of persons who died while within the field of membership of this credit union.
Other ways
- Membership is open to organizations of such eligible persons.
- Membership is open to members of record of the Mid-West Liberty Federal Credit Union as of January 24, 2023.
1 more way to join
Other ways
- Membership is open to volunteers in the community.
Membership information collected October 4, 2026.