Credit union · NCUA insured
tnConnect Credit Union CD Rates
tnConnect Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 15, 2026.
How tnConnect Credit Union’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where tnConnect Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
tnConnect Credit Union
3.75%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $92
Tailored Certificate
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
tnConnect Credit Union CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where tnConnect Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Dipper/Stars Certificate
3.75%APY · 1 term
Minimum Opening Deposit and Minimum Balance to earn dividends is $500.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.75% | $375 |
Sources (1)
- tnconnectcu.org/rates · captured Sep 18, 2026
Tailored Certificate
Up to 3.75%APY · 9 terms
The Minimum Opening Deposit and the Minimum Balance required to earn dividends is $1,000.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.75% | $186 |
| 9 months | 3.75% | $280 |
| 12 months | 3.75% | $375 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 30 months | 3.00% | $767 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 9 terms
Traditional and Roth Individual Retirement Accounts are available as IRA certificates. Any term of certificate may be opened as an IRA Certificate. Insured with NCUA for up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.75% | $186 |
| 9 months | 3.75% | $280 |
| 12 months | 3.75% | $375 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 30 months | 3.00% | $767 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
Who can join tnConnect Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Knox, Blount, or Sevier counties.
Cost to join
- A Savings account requires a $5 minimum balance to establish and maintain membership.
Membership information collected October 5, 2026.