Credit union · NCUA insured
Georgia United Credit Union
Top CarrotA $2.5B credit union, the 215th largest of 4,329, headquartered in Duluth, GA, with 159,562 members and 14 branches in Georgia. Best rates: CDs 4.00% and savings 3.15% APY.
Georgia United Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#6 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Georgia United Credit Union
Founded in 1958, Georgia United Credit Union is headquartered in Duluth, Georgia.
- Headquarters
- 6705 Sugarloaf Pkwy, Duluth, GA 30097-4356
- NCUA charter
- 68607
Branches
14 branches in Georgia
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Georgia
14 branches
Atlanta area · 10
- Atlanta Office101 Marietta St NW Ste 140, Atlanta, GA 30303Directions
- Cartersville134 E Felton Rd, Cartersville, GA 30120Directions
- Chamblee Office5562 Peachtree Blvd, Chamblee, GA 30341Directions
- Clarkston Office500 N Indian Creek Dr, Clarkston, GA 30021Directions
- Conyers Office1381 Milstead Ave NE, Conyers, GA 30012Directions
- Cumming Office731 Atlanta Hwy, Cumming, GA 30040Directions
- Decatur Office5173 Panola Industrial Blvd, Decatur, GA 30035Directions
- Gwinnett Office2270 Satellite Blvd, Duluth, GA 30097Directions
- Stockbridge Office430 Country Club Dr, Stockbridge, GA 30281Directions
- Tucker Office3824 Lavista Rd, Tucker, GA 30084Directions
Athens area · 1
- Athens Office190 Gaines School Rd, Athens, GA 30605Directions
Cornelia area · 1
- Cornelia Office255 N Main St, Cornelia, GA 30531Directions
Dalton area · 1
- Dalton - Calhoun St605 Calhoun St, Dalton, GA 30721Directions
Dublin area · 1
- Dublin Office2006 Veterans Blvd, Dublin, GA 31021Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.10% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.89% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.98% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio11.10%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.89%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.98%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Georgia United Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.