Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1336–1350 of 4,640 results
- Silex Banking CompanyCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: $1,000.00 minimum deposit required. No early withdrawal is allowed. All interest rates are subject to change without notice. Interest may be paid by reinvestment, check, or automatic transfer to a deposit account at the bank. Interest can be paid monthly, quarterly, semi-annually, or annually.
3.50% interest rate
Rate checked
More details - River Valley Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Fixed rates in effect for the term of the account. Dividends compounded and credited monthly. Dividends calculated using Average Daily Balance method. Early withdrawal penalty applies: 90 days' dividends for terms of 12 months or less; 180 days' dividends for terms of more than 12 months. Automatically renews upon maturity with a 10-day grace period. After account is started, additional deposits may not be made.
3.50% interest rate · Effective Apr 22, 2026
Rate checked
More details - WESTconsin Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Dividends calculated daily, credited and compounded monthly (or at maturity for 3 Month). Early withdrawal penalties apply. Rates vary by Membership Value Pricing (MVP) level. Minimum deposit $1,000 ($500 for age 16 and younger) unless otherwise stated.
Offer: Silver MVP Level: active checking with 5+ posted transactions/month and minimum $15,000 average monthly household loan/deposit balance. Compounded monthly.
3.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - First National Bank of Eastern Arkansas2 Year CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal (2 Year CD: 120 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 120 days.
3.50% interest rate · Effective Aug 9, 2023
Rate checked
More details - Arkansas Best FCUShare CertificatesCD · 24 months · $500 min · 3.40%–3.71% by balance
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Dividends are paid monthly. Early withdrawal penalties may apply. Membership with Arkansas Best Federal Credit Union is required for this offer. Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.
3.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $999 3.41% $1,000 – $9,999 3.40% $10,000 – $19,999Your amount 3.56% $20,000 – $49,999 3.56% $50,000 – $99,999 3.71% $100,000 and up 3.71% Rate checked
More details - RTP Federal Credit UnionCertificate AccountsCD · 24 months · $250 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Interest is compounded daily and posted monthly. Automatically renewed at prevailing rate at maturity unless instructed otherwise. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Penalties may apply for early withdrawal.
3.50% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Silver State Schools Credit UnionRegular CertificatesCD · 24–35 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APYRequirements
Product: Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
Effective Apr 17, 2026
Rate checked
More details - DEXSTA Federal Credit UnionRegular Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
Offer: Early withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends.
3.50% interest rate · Compounded monthly · Effective Sep 23, 2026
Rate checked
More details - UTFCUSavings CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Offer: Early withdrawal penalty: 90 days dividends
3.51% interest rate · Effective Sep 1, 2026
Rate checked
More details - Abilene Teachers Federal Credit UnionSavings CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: ATFCU membership is required in order to purchase certificates of deposit; new members must first open a membership savings account with a $5 minimum deposit. Early withdrawal fees and/or interest rate deductions apply to certificates redeemed prior to maturity.
3.50% interest rate
Rate checked
More details - Complex Community Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Minimum deposit $500, Jumbo $90,000. A 90 day dividends penalty will be imposed for early principal withdrawal. Rate subject to change without notice.
Offer: A 90 day dividends penalty will be imposed for early principal withdrawal.
3.50% interest rate · Effective Jan 1, 2025
Rate checked
More details - Capital Area Federal Credit UnionCD’s (share certificates)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,0003.50% interest rate · Effective Dec 31, 2025
Rate checked
More details - Shuford Federal Credit UnionCD RatesCD · 24 months
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: All rates are subject to change at any time and without notice
3.50% interest rate
Rate checked
More details - Mountain Heritage Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,0003.50% interest rate
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More details - Credit Union of AtlantaShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. No setup or maintenance fees. Must maintain a minimum average daily balance of $500 to obtain disclosed APY.
3.50% interest rate · Effective Dec 23, 2025
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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