Credit union · NCUA insured
Abilene Teachers Federal Credit Union CD Rates
Top CarrotAbilene Teachers Federal Credit Union’s best CD rate is 4.02% APY on a 3-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked September 25, 2026.
How Abilene Teachers Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Abilene, TX, where Abilene Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Abilene Teachers Federal Credit Union
3.82%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,190
Savings Certificates
Top rate
UMB Bank
4.25%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $534
2nd-highest rate
University Credit Union
4.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $165
Abilene Teachers Federal Credit Union CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo2.78%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Abilene Teachers Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Savings Certificates
Up to 4.02%APY · 6 terms
ATFCU membership is required in order to purchase certificates of deposit; new members must first open a membership savings account with a $5 minimum deposit. Early withdrawal fees and/or interest rate deductions apply to certificates redeemed prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.73% | $68 |
| 6 months | 2.99% | $148 |
| 12 months | 3.25% | $325 |
| 18 months | 3.51% | $531 |
| 24 months | 3.76% | $766 |
| 36 months | 4.02% | $1,255 |
Sources (1)
- abileneteachersfcu.org/checkin…nts/savings-certificates · captured Sep 25, 2026
Savings Certificates
Up to 3.82%APY · 6 terms
ATFCU membership is required in order to purchase certificates of deposit; new members must first open a membership savings account with a $5 minimum deposit. Early withdrawal fees and/or interest rate deductions apply to certificates redeemed prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.53% | $63 |
| 6 months | 2.78% | $138 |
| 12 months | 3.04% | $304 |
| 18 months | 3.30% | $499 |
| 24 months | 3.56% | $725 |
| 36 months | 3.82% | $1,190 |
Sources (1)
- abileneteachersfcu.org/checkin…nts/savings-certificates · captured Sep 25, 2026
Special-purpose accounts
Jumbo IRA Certificates
Up to 4.02%APY · 6 terms
ATFCU membership is required in order to purchase certificates of deposit; new members must first open a membership savings account with a $5 minimum deposit. Early withdrawal fees and/or interest rate deductions apply to certificates redeemed prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.73% | $68 |
| 6 months | 2.99% | $148 |
| 12 months | 3.25% | $325 |
| 18 months | 3.51% | $531 |
| 24 months | 3.76% | $766 |
| 36 months | 4.02% | $1,255 |
Sources (1)
- abileneteachersfcu.org/checkin…nts/savings-certificates · captured Sep 25, 2026
IRA Certificates
Up to 3.82%APY · 6 terms
ATFCU membership is required in order to purchase certificates of deposit; new members must first open a membership savings account with a $5 minimum deposit. Early withdrawal fees and/or interest rate deductions apply to certificates redeemed prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.53% | $63 |
| 6 months | 2.78% | $138 |
| 12 months | 3.04% | $304 |
| 18 months | 3.30% | $499 |
| 24 months | 3.56% | $725 |
| 36 months | 3.82% | $1,190 |
Sources (1)
- abileneteachersfcu.org/checkin…nts/savings-certificates · captured Sep 25, 2026
Who can join Abilene Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Family members of current ATFCU members are eligible for membership.
Membership information collected October 5, 2026.