Credit union · NCUA insured
Shuford Federal Credit Union CD Rates
Shuford Federal Credit Union’s best CD rate is 3.82% APY on an 18-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Shuford Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hickory, NC, where Shuford Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Shuford Federal Credit Union
3.82%APY
- Term
- 18 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $578
CD Rates
Top rate
Civic Federal Credit Union
4.30%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $615
2nd-highest rate
State Employees' Credit Union
4.30%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $652
Shuford Federal Credit Union CD score
80
CD score
Higher than 51% of U.S. banks and credit unions
- 3–8 months3–8 mo3.05%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.82%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Shuford Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Rates
Up to 3.82%APY · 5 terms
All rates are subject to change at any time and without notice
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.05% | $151 |
| 12 months | 3.30% | $330 |
| 18 months | 3.82% | $578 |
| 24 months | 3.56% | $725 |
| 36 months | 3.30% | $1,023 |
Sources (1)
- shufordcu.org/index.php/rates · captured Sep 19, 2026
Who can join Shuford Federal Credit Union
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