Credit union · NCUA insured
Credit Union of Atlanta CD Rates
Credit Union of Atlanta’s best CD rate is 3.56% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Credit Union of Atlanta’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Credit Union of Atlanta has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union of Atlanta
3.56%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $356
Share Certificate
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Credit Union of Atlanta CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union of Atlanta ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.56%APY · 8 terms
Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. No setup or maintenance fees. Must maintain a minimum average daily balance of $500 to obtain disclosed APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.53% | $126 |
| 12 months | 3.56% | $356 |
| 18 months | 3.56% | $539 |
| 24 months | 3.56% | $725 |
| 30 months | 3.30% | $846 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.04% | $1,273 |
| 60 months | 3.04% | $1,615 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificate
Up to 3.56%APY · 8 terms
Traditional and Roth IRA options available. Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. No setup, monthly, or annual maintenance fees. Must maintain a minimum average daily balance of $500 in the IRA share certificate account to obtain disclosed APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.53% | $126 |
| 12 months | 3.56% | $356 |
| 18 months | 3.56% | $539 |
| 24 months | 3.56% | $725 |
| 30 months | 3.30% | $846 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.04% | $1,273 |
| 60 months | 3.04% | $1,615 |
Who can join Credit Union of Atlanta
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or affiliates of other vital groups served by the credit union are eligible for membership.
Military, government and schools
- Employees of the City of Atlanta are eligible for membership.
- Employees of Fulton County are eligible for membership.
Membership information collected October 4, 2026.